Step 1: Determine Which Program You Qualify For

There are two primary federal disability programs:

• SSDI (Social Security Disability Insurance): For individuals with a work history who have paid into Social Security.
• SSI (Supplemental Security Income): For individuals with limited income and resources, regardless of work history.

Both programs require proof that your disability prevents you from working and is expected to last at least 12 months or result in death.

Step 2: Gather Required Documentation

Before starting your application, collect the following information:

• Medical records from all doctors, hospitals, and specialists
• Work history for the last 15 years
• List of medications and treatments
• Contact information for your healthcare providers
• Financial documents (especially if applying for SSI)

Having this information organized will make the application process much smoother.

Step 3: File Your Disability Application

You can apply for SSDI or SSI in Georgia through one of the following methods:

• Online at www.ssa.gov
• By phone at 1-800-772-1213
• In person at your local Social Security office

Be detailed and honest when describing your medical condition, work limitations, and how your daily life is impacted.

Step 4: Cooperate with the Disability Determination Services (DDS)

Once you submit your application, it’s reviewed by Georgia’s Disability Adjudication Services, a state agency that makes decisions on disability claims.

• They may request additional medical records or ask you to attend a consultative exam with an SSA-appointed doctor.
• Respond promptly to any requests to avoid delays.

Step 5: Receive a Decision

After your case is reviewed, the SSA will send you a written decision by mail. You’ll either be:

• Approved: Benefits will begin, and you’ll receive back pay from your disability onset date.
• Denied: You’ll have the right to appeal the decision within 60 days.

Common Reasons for Denial in Georgia

• Insufficient medical documentation
• Continuing to work while applying
• Not following prescribed treatments
• Incomplete or inconsistent information