Step 1: Determine If You Qualify for Disability

Before you file, it's important to know if you meet the eligibility requirements for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). Both programs have different criteria:

• SSDI: For individuals who have worked and paid into Social Security, SSDI provides benefits based on your work history. You need to have earned enough work credits.
• SSI: For individuals with limited income and resources, SSI is available regardless of work history. To qualify, you need to show that your disability prevents you from working and meets the SSA’s criteria.

Both SSDI and SSI require you to prove that your disability is severe enough to prevent you from working for at least 12 months or is expected to result in death.

Step 2: Gather the Necessary Documents

To apply for disability benefits, you’ll need to gather the following documents and information:

• Social Security number
• Proof of age (birth certificate or passport)
• Medical records: This includes doctor’s notes, hospital records, lab results, and any other medical documentation supporting your disability claim.
• Income records: Pay stubs, tax returns, or information about your financial resources for SSI applicants.
• Work history: List your jobs from the past 15 years, including employer names, addresses, and the dates you worked.

Having all these documents ready will make the process smoother and prevent delays.

Step 3: Apply for Disability Benefits

There are three main ways to apply for disability benefits in Georgia:

A. Apply Online

The easiest and fastest way to apply is through the Social Security Administration’s (SSA) online portal. Here’s how:

• Go to the SSA’s Online Disability Application page.
• Create a my Social Security account or log in if you already have one.
• Complete the application, providing details about your medical condition, work history, and personal information.
• Submit the application once it’s complete.

You can apply for both SSDI and SSI benefits online.

B. Apply by Phone

If you can’t apply online or prefer to speak with someone, you can apply by calling the SSA’s toll-free number at 1-800-772-1213. For hearing-impaired individuals, use 1-800-325-0778 (TTY). SSA representatives can guide you through the application process.

C. Apply In Person

If you prefer to apply in person, you can visit your local Social Security office in Georgia. You can use the SSA’s office locator tool to find the nearest office.

• It’s a good idea to call ahead and schedule an appointment to avoid long wait times.

Step 4: Complete the Disability Forms

The application forms ask for detailed information about your:

• Personal details (name, address, date of birth)
• Work history (for SSDI applicants)
• Medical history (for disability due to illness or injury)
• Current treatment plan (doctor visits, medications, hospitalizations)

Be sure to answer all questions accurately and thoroughly. Missing or incomplete information can delay the process.

Step 5: Wait for the SSA’s Decision

Once you submit your application, the Social Security Administration (SSA) will review your case. The decision process typically takes 3 to 5 months. The SSA will consider:

• The severity of your medical condition
• Your ability to perform basic work activities
• Your work history and income (for SSDI applicants) or income and resources (for SSI applicants)

If you’re approved, you’ll receive a letter with the details of your benefits, including the monthly payment amount and when your benefits will start.

Step 6: Appeal If Your Disability Claim Is Denied

It’s common for disability claims to be denied, even if you believe you qualify. If your claim is denied, you can appeal the decision. The SSA allows for a multi-step appeals process:

• Request for Reconsideration: This is your first chance to ask the SSA to review your claim again.
• Hearing Before an Administrative Law Judge (ALJ): If your reconsideration is denied, you can request a hearing where you’ll present your case before a judge.
• Appeals Council Review: If the ALJ denies your case, you can ask the Appeals Council to review the decision.
• Federal Court: If the Appeals Council denies your appeal, you can take your case to federal court.